Do you buy two wheeler insurance policy because of its mandated reasons or you actually feel it is genuinely important for your safety? Do you renew your two wheeler insurance policy on time? These questions are only being asked to let you feel the worth of motor insurance policy in India. There are multiple insurance companies providing insurance products and services that you can avail for you, but the best one. While making a choice if you have various options, there’s scope for some better outcome. Though, it comes with the set of pros and cons. Basic analysis for a particular option is a better way to move ahead. Also, comparing is essential when you are buying two wheeler insurance policy online or offline. Different insurance companies have different ki set of rules and offerings. If you are looking for the best general insurance company in India, Shriram General Insurance is the one you can trust.
To make it clear and loud to find out how to choose the best two wheeler insurance policy read ahead –
Watch for Coverage Features: In different bike insurance policy always compare the coverage features, though the basic coverage might be the same. Therefore, always compare the coverage features in different bike insurance plans with additional features like a good discount. Buy two wheeler insurance online with home comfort. As well as get up to 50% No Claim Bonus even if you bought your two-wheeler insurance from any other bike insurance provider. Always check for the 24×7 customer support regarding your two wheeler insurance policy. Transfer of existing NCB from any insurance provider is another feature you need to look for.
The Premium Rate: One important thing you should keep in mind while buying two wheeler insurance is the rate of the premium insurer is offering. Try to pick the best covers at a low premium that you will get to know after comparing various premium offerings. Customers are always attracted towards low premium offers.
Discount Offerings: Discount is the main attraction customers are inclined towards. Different insurers have different criteria for providing discounts as per the offerings and plans. Choose a plan which promises you the highest discount rate that helps reduce the premium amount. Some common discounts like no claim bonus, voluntary deductibles discount, and others.
Therefore, compare the discount rates and select a plan with the highest rate of discount.
Claim Settlement Procedure: Always remember to connect to those insurers who not only promise, but help you a with easy claim settlement. The claim settlement process is quite hectic as it takes too long to be resolved. Therefore, it is important to dig out the claim history of the insurer you are going to buy two wheeler insurance policy with. The claim settlement process should be prompt, efficient, and hassle-free.
Search for Add-Ons: Add Ons are like the additional coverage benefits you can avail with an insurance policy. Different insurance companies provide a variety of add-ons for extra protection of your two-wheeler like Nil Depreciation, NCB and more.
Choose the Best Insurer: There are multiple insurance companies available in India from whom you can buy two wheeler insurance. The only difference is the way of providing an insurance policy and handling customers. Always choose the best insurance company in India to get the best quality bike insurance and services. Shriram General Insurance is one of them you can refer to buying two wheeler insurance.
Check for reviews and feedback: Before going to choose the right insurer you should go for a quick review about the history of the insurer. Don’t hesitate to ask about the claim settlement records with the existing customers. Take their own review and feedback as they can honestly give you the answer.
Final Words, So are you ready to buy the best two wheeler insurance with the best insurance company in India?